Business Owners Policy

Designing a Custom Business Insurance Package 

Business Owners Policy

A Business Owners Policy is a good place to start when shopping for small business insurance.  Also known as a BOP, a Business Owner’s Policy is a packaged policy that can cover both Property and Liability insurance for one premium.  These packaged policies are available for most small and medium-sized businesses.

A  BOP features some of these coverages:
  • Property Coverage – covers the building, structures and improvements which are owned by the business.
  • Liability Coverage – provides liability coverage for damage that you are legally obligated for as a result of bodily injury and property damage to others.
  • Contents Coverage – provides contents coverage for the contents that your company owns; furniture, equipment, inventory, and other contents.
  • Loss of Business Income and additional coverages

Other types of insurance to consider when owning a business which are not covered under a BOP are:

 Call 209-223-5700 for more information