Designing a Custom Business Insurance Package
A Business Owners Policy is a good place to start when shopping for small business insurance. Also known as a BOP, a Business Owner’s Policy is a packaged policy that can cover both Property and Liability insurance for one premium. These packaged policies are available for most small and medium-sized businesses.
A BOP features some of these coverages:
- Property Coverage – covers the building, structures and improvements which are owned by the business.
- Liability Coverage – provides liability coverage for damage that you are legally obligated for as a result of bodily injury and property damage to others.
- Contents Coverage – provides contents coverage for the contents that your company owns; furniture, equipment, inventory, and other contents.
- Loss of Business Income and additional coverages
Other types of insurance to consider when owning a business which are not covered under a BOP are:
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